Home / Calculators / Capital Gains
Pick the asset and enter the dates and prices. The calculator decides whether the gain is short term or long term and applies the right rate.
| Asset | Long term if held more than | Short-term rate | Long-term rate |
|---|---|---|---|
| Listed equity / equity MF (STT paid) | 12 months | 20% | 12.5% above ₹1.25 lakh a year |
| Listed bonds, gold ETF, REIT / InvIT | 12 months | Slab rate | 12.5% |
| Unlisted shares | 24 months | Slab rate | 12.5% |
| Land or building | 24 months | Slab rate | 12.5% (or 20% with indexation for property bought before 23 July 2024, individuals and HUFs) |
| Physical gold, jewellery, other assets | 24 months | Slab rate | 12.5% |
| Debt MF bought on or after 1 April 2023 | Always short term | Slab rate | — |
Surcharge, set-off of losses and reinvestment exemptions (house property, specified bonds) are not included. See also the LTCG and STCG calculators.
